CHECK IF YOU’RE ELIGIBLE TO RECLAIM
100% No WIN,
NO FEE
If you qualify for a car finance claim, we adhere to a conditional fee agreement, which stipulates that our charges are incurred only upon securing a victory in your PCP conflict.
EXPERT
CLAIMS TEAM
Boasting a wealth of experience from managing numerous claims, our specialised team of consultants and administrative professionals is perfectly positioned to assist you in obtaining the compensation.
KNOWLEDGEABLE HANDLERS
Our capable case handlers are committed to assembling your PCP disputes with utmost efficacy, ensuring not only a favorable resolution but also the enhancement of your compensation.
QUICK & EASY
PROCESS
Upon taking on your case, rest, assured that there’s minimal for your to do; simply sit back and observe our competent team meticulously work towards attaining your PCP compensation.
If ANY of the following conditions are met, you might be entitled to compensation through PCP claims:
- The financier failed to disclose any sales commissions
- The financier disclosed commission but did not specify the amount
- You were charged a high-interest rate on your PCP finance
- Your Vehicle purchase occurred within the last decade
Get to know your eligibility and
receive a response within 2 minutes
EXPLORING TYPES OF CLAIMS
PCP FINANCE CLAIMS
Personal Contract Purchase (PCP) contracts are a favored method for acquiring a vehicle, incorporating an initial down payment, ongoing monthly instalments, and a large ‘balloon’ payment to secure ownership If this setup sounds familiar, you’re probably part to a PCP contract. Agreements made in the last ten years could make you eligible for a PCP dispute claim.
HIRE PURCHASE CLAIMS
Hire Purchase (HP) contracts entail steady monthly payments throughout the agreement’s term, leading eventual vehicle ownership, notably omitting a ‘balloon’ payment characteristic of PCP contracts. HP contracts are often preferred by business customers, but they are also available to private borrowers. If this reflects your experience, you likely have an HP contract and may be eligible for a claim.
FCA ANNOUNCES INVESTIGATION
In a significant step towards addressing PCP grievances, the Financial Conduct Authority (FCA) announced in January 2024 the start of a probe into car finance complaints, Triggered by a surge in consumer reports of being excessively charged on their loans before the 2021 ban on discretionary commission schemes, the FCA’s investigation seeks to fully uncover the scope of the issue and facilitate appropriate compensation for the impacted parties.
Check today to see if you are one of the
consumers who could make a PCP/HP reclaim
STEPS TO FILE YOUR CLAIM
Step 1
USE OUR ONLINE CHECK TO SEE IF YOU’RE ELIGIBLE TO MAKE A CLAIM
Step 2
TALK THROUGH YOUR CAR FINANCE CLAIM WITH ONE OF OUR EXPERTS
Step 3
YOUR PCP CLAIMS WILL BE MADE AGAINST THE IFA, BANK OR INTERMEDIARY
Step 4
WAIT FOR THE OUTCOME AND THE COMPENSATION YOU DESERVE
WHY DRIVE BACK FINANCIAL?
UPHOLDING YOUR CONSUMER RIGHTS
As a UK resident, you are safeguarded by fundamental consumer rights, which ensure complete transparency regarding financial products, numerous PCP agreements come with hefty undisclosed sales commissions that ultimately come out of your pocket. We are proficient in advocating for your financial equality and are committed to helping you recoup these hidden costs through a successful PCP claim.
OUR EXPERT AND DILIGENT TEAM
Delve into the realm of consumer finance claims with our dedicated team at PCP Claim UK. Our in-depth immersion in this sector means that partnering with us offers you a wealth of knowledge and expertise, all directed towards protecting your interests. Provide us with the details of your PCP or HP agreements, and we’ll manage the rest, including the submission of a legal claim for your compensation while you patiently await the result.
DEMONSTRATED ACHIEVEMENT IN PCP CLAIMS
Our historical performance is a strong indicator of our dedication. Thousands have benefited from our support, obtaining the compensation due to them from car finance claims, This bolsters the likelihood of success for our clients, Joining our clientele means you also benefit from our group litigation proficiency, heightening the possibility of a favorable PCP claim outcome.